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Are you currently having difficulty paying a monthly bill at the moment? Do you want more dollars to get you throughout the few days? A pay day loan could be what you need. Should you don’t know what which is, it is actually a short-expression bank loan, that may be effortless for most people to get. However, the following tips let you know of a few things you need to know very first.
Make sure you by no means sign up for a payday advance to aid another person out. If this individual will not spend along the bank loan themselves, you will certainly be remaining with a financial debt that rapidly accrues interest. If you fail to manage to loan someone’s dollars, then you definitely will not be within a position to get that loan for these people.
If you find that you will be receiving treatment unlawfully, or unfairly from your pay day loan supplier, be sure that you file a issue with your status agency. If you do not submit a complaint, the borrowed funds supplier will probably be liberated to continue running in an illegal manner. They might even resort to assault, to get their funds again by you.
Consider online shopping to get a payday advance, if you have to take one particular out. There are numerous sites that offer them. If you require one particular, you will be already restricted on dollars, why waste gas driving around looking for the one that is open? You actually have the option of performing it all from the workplace.
When you are having problems repaying a cash loan bank loan, check out the company the place you obtained the funds and strive to negotiate an extension. It can be attractive to publish a check out, hoping to overcome it on the bank with the up coming income, but remember that not only will you be incurred more fascination about the initial financial loan, but fees for not enough lender funds may add up swiftly, placing you less than far more fiscal anxiety.
In order to avoid our prime costs associated with pay day loans, analysis you other choices. You could possibly have a advance loan through your employer or even a financial loan from a family member or friend. You should also think about charging you urgent expenses with a low-curiosity charge card or acquiring that loan out of your banking institution or credit union.
You should find out how lots of time you must pay out the loan again. In some instances, you will certainly be incurred an extra fee if you do not make the payments over time. Some finance companies will charge amazingly high secret costs if you cannot pay out the loan again promptly.
Watch out for loan providers that will roll above the loan instantly. In case the lender does not bring this up, be sure to question! When a personal loan is rolled above, this means that you are charged more service fees, and a lot more attention then you might be prepared for. Never be afraid to communicate up and inquire concerns.
Usually know that the amount of money that you just obtain coming from a cash advance will be repaid directly from the paycheck. You need to prepare for this. If you do not, as soon as the conclusion of your pay period arrives close to, you will find that you do not have adequate funds to pay for your other bills.
If you intend to get a cash advance, you have to be certain there is not another choice. A payday loan comes along with very high rates of interest and may can make your financial situation first. Just use a cash advance when you have not any other choice, and this will aid instead of damage you monetarily.
If you have any important items, you might want to think about consuming them with you to definitely a payday advance service provider. Sometimes, payday loan providers will allow you to safe a payday loan in opposition to a valuable product, for instance a component of fine jewelry. A secured payday advance will usually possess a decrease interest rate, than an unsecured payday advance.
Pay day loans are an effective way to have cash in a hurry. There are lots of companies that offer you this service, and also the expenses related to these types of lending options change. Look for the very best bargain about the financial loan to enable you to pay it back swiftly and without having important repeating personal debt.
Verify your credit track record before you look for a pay day loan. Buyers having a healthy credit ranking can have more ideal interest levels and regards to pay back. If your credit score is within inadequate shape, you can expect to pay rates of interest that happen to be better, and you may not be eligible for an extended loan term.
Quick cash with handful of strings affixed can be very alluring, most particularly if are strapped for cash with expenses piling up. With any luck ,, this article has established your eyes towards the different aspects of payday cash loans, and also you have become completely aware about the things they can perform for both you and your present monetary predicament.

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At any time there is a issue with money, it can feel as if you have to manage it without delay. At times, that is unachievable. Nevertheless, payday cash loans enable you to to manage some economic problems without delay. Just follow these tips to ensure you understand what pay day loans are common about.
An excellent part of payday cash loans is you do not have to get a credit verify or have equity to get a loan. Numerous pay day loan businesses do not need any qualifications apart from your evidence of career. Make sure you provide your pay out stubs with you when you visit submit an application for the borrowed funds.
Make sure to check with the higher Company Bureau well before taking almost any cash advance. Should you this, you can easily find out the standing of the organization, and in case some other individuals experienced complaints. If you notice that there are a variety of issues, regardless how excellent the offer you may seem, refrain!
Spend your personal loans back on time. Debt can snowball for you, but not one will get you right into a fiscal golf hole a lot more than payday cash loans. The rates are eyesight-popping. In case you have an exceptional cash advance today, pay it back rapidly. Each week or bi-every week payday advance costs can run into plenty and even thousands of dollars.
Tend not to rest all around and watch for a check once you have requested a pay day loan. Virtually all pay day loan organizations will be sending you your money to your bank account inside a day or two through digital down payment. As soon as this receives deposited, you ought to swiftly resolve your fiscal crisis simply because cash advance conditions are really short.
In the event the Greater Organization Bureau is in your town, talk to them. They will almost certainly have lots of details and testimonials about all of the paycheck creditors in your area. You may quickly discover which organizations work most effectively kinds to handle in this field about your community and area.
Whenever you are applying for a payday loan it would be best if you attempt, and pay for the personal loan back in whole from the expected time without having increasing it. Rates are sky high for these types of financial loans, and so the more rapidly you have to pay again your loan the better funds you will preserve.
Take advantage of the simple fact that around 10 thousands of payday lenders really exist. Some may be ethically ambiguous, and those giving the industry a poor track record. Numerous others are reputable firms that do points ethically, and lawfully. Get on the web, and locate evaluations, weblogs, and discussion board blogposts by past payday borrowers, to quickly find out who does stuff best for their clients.
Should you be spending your cash advance away, be sure that the verify you write will not bounce. If this does, you will end up up against big charges from the lender, and will almost certainly receive a little extra charges through your banking institution. This could effortlessly snowball, and you will probably end up in fiscal trouble than when you required out the bank loan to start with.
When you are thinking about acquiring a payday loan, you have to be sure you consider the rate of interest. Every single firm will charge you a different rate of interest than the other manufacturers. Be sure you check around. You can a great deal of dollars if, you discover a payday advance using a relatively very low price.
Go through every single term of the pay day loan arrangement. Some companies, particularly Online-structured businesses, take full advantage of online payday loans to obtain your purchase-straight into other products. At times, they are doing this without you even understanding, through an agreement’s fine print. Know exactly what you are actually leaving with when you are getting a cash advance. Read through almost everything.
If you would like have some additional money for something like a brand new coat or possibly a great supper, you need to hold back until you will get compensated and prevent taking out a pay day loan. Although it could be luring to get speedy dollars, the sum you have to pay back again is likely to make all of it not worth every penny.
Whenever you have economic trouble, lots of people question where by they may change. Payday loans provide an alternative, when emergency conditions call for quick cash. A thorough comprehension of these monetary automobiles is, crucial for anyone considering securing cash by doing this. Utilize the suggestions earlier mentioned, and you may be prepared to produce a clever decision.

Purchasing Research Chemicals for Study and research

Are you sensitive to the phrase “drug misuse?” This is natural because of widespread misuse of the drugs. Yet drugs are certainly not all about negativity and depression. The complete features of drugs and research chemicals are not yet fully discovered. That they have a lot of therapeutic uses. But all of these benefits are not yet uncovered by human. And because many people misuse these drugs and exploit them so you can get high, does not mean that these are bad and not worth using. Further search is available and that is why research chemicals on the market are available online. Some of these chemicals are highly effective and create immense pleasure when consumed little amount. You can purchase any legal powder from these and commence your research.

How to Buy Research Chemical compounds

Study chemicals for sale are obtained from any vendor online. Most of the suppliers stock all sort of chemicals for sale. Research chemicals for sale You can mention the name of the chemical you need and order fir a sample. The reliable websites warn you of dangers chemicals and name that bath debris that are dangerous and not bought for any purpose except for the purpose of research. You can have further discussion with the web site admin if you have any doubts about any chemical but since you are becoming g for research purpose, place your order without the fear and order a tiny amount which is most probably a sample and never expensive. For the residents of EU, ALL OF US and UK the process is not hard and hassle-free.

What Do You Need to Purchase?

These are often called bath salts. But in fact, they are research chemicals. Usually, they are obtained for the goal of pleasure and mental enhancement. But since you are buying these chemicals for research purpose, concentrate on getting chemicals by their names and never with second names like “party pills. ” Your research is going to help pharmaceuticals and other medicine companies. There exists methyl one for sale. Other shower salts are listed on the portals with their properties for you to be able to make a fairly easy choice. You can choose what your part of research is concerned about.

Buy only Authentic Research Chemicals

Research chemicals are sold by a number of vendors online. But not all of them sell the real high-quality chemicals that can help you get good result of your research efforts. For obtaining chemicals that fulfill the standards of research methylone for sale level, you need to contact well-reputed dependable online retailers. These suppliers provide you with money back ensure if the substance really does not turn out to be pure and of high quality. For buying these chemicals you do not need anything except a PayPal account or pay with credit card if that was more convenient. But once you are coping with a reliable supplier, he will supply you a free sample once you join on their site. So, search for this facility before buying a sample. You may be able to get some amount for free to get started out.

Air Bubble Film Machine

Air bubble film machine extrusion is scientific and reasonable structure design, smooth and reliable running and convenient operation and maintenance. Polyethylene air-cushion film (also called polyethylene bubble film), which is divided into two kind: ordinary polyethylene air-cushion film and composite polyethylene air-cushion film, is a kind of packing material which has been widely used at present. It not only has good cushioning effect, shock resistance and heat-sealing performance, but also has such advantages as good corrosion resistance and transparency , etc. So it has been widely used for packing, household wares, post parcel, bicycle , polyurethane furniture, etc.1.This air bubble film machine’s aircrew adopts the disposable shaping craft. 
Air bubble film machineair bubble film

1.This air bubble film machine‘s aircrew adopts the disposable shaping craft. 
2.The air bubble film machine is our factory that draws demotic and international advanced technology extensively, through a large number of production practic eses in having ordinary equipment originally, develop, designing,can produced polyethylene compound bubble(cushion) membrane in succession.
3.Designs science, practical. Rational in structure of the air bubble film machine.
4.The main machine and the composite parts can realize ganged frequency-converting.
The frequency converting is stable and accurate. The temperature control adopts PID intelligent temperature control.It is energy saving ,environmental and aureate.The composite parts can adjust pneumatic control which can saves a lot of time and efforts.

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Legal Powders Need Extended Research

Many people are deprived of pleasure in their life. They seek some moments of happiness by using stimulants. Some stimulants are harmless if used moderately while some others are not very clear to the chemists because not much information is available about them. That is why while seeking pleasure many people fall the victims of these bath salts. Theycause more damage to their health than the temporary pleasure.You must be searching for bk-ebdp from any research chemicals Supplierfor finding some extra alertness, physical mobility and increases strength. But be extra careful because this is just a chemical which can harm you badly if you take a tiny bit of it extra dose. 

Is Acquiring Research Chemicals Legal?

Bk-ebdp is a legal powder but still, its supply on physical stores is banned in the USA, EU, and the UK. Your only resource is an online vendorwho supplies the research chemicalshere https://bk-ebdp.co on order to anyone.  This way you pay through paypal or with credit card and get your purchase at your doorstep.  This chemical is used in party pills and bath salts. It has powerful effects;that is why the experts always warn against using it regularly or more than needed. A bit more dose can weaken the eye-sight temporarily and damage the vision. Taking it in pure form is more harmful. It is added in party pills which comprise of different vitamins, amino acids, and minerals.

More Research on BK-EBDP Can Bring Unknown Facts to Light

Bk-ebdp is a well-known designer drug which also declared legalbut this chemical has immense potential to influence the human brain and do much more things to the human body which are still not clear. These great properties can be known through more research only. And then these can be used in medicines to treat some chronic psychological disorders that have snatched from many people every color of their life. These chemicals can even treat many physical ailments also. The reason why these chemicals are offered for saleonline is to facilitate further research on them.

Obtaining the Research Chemicals

Getting research chemicals like Bk-ebdpis not impossible now after their sale is made easy online. You can get pure and high-quality legal powderfrom some chosen reliable vendors. In any case,you buy a sample first. Test the quality and sale policy of the vendor. Most vendors accept payment through paypalor with credit card. You will get your order in a few days only especially if you are living in the United States, Europe or the United Kingdom.

What Chemicals are for sale?

There is methylone, 4-cec, 3-cec, mdma, lsd, alpha-pvp, bk-ebdp and you can even find flakka for sale. Chemicals other than these are also present and in case, you do not find them at the moment you visit the portal, you leave a request for it. The vendor will supply it fresh from the laboratories in pure and genuine form. Then, you can buy the amount you need. 

Why the London Riots Created a Greater Business Travel Threat Than a Terrorist Attack

Introduction to the London riots threat

If you have business travel to London, you need to read this article. In this article you will discover why the London riots created a greater travel threat than a terrorist attack. We will examine the threat posed by the London riots and demonstrations, terrorist attacks and resulting travel delays, disruptions and changes. At the end of this article, you will have a specific understanding of the required business travel management response and awareness as to why this will happen again.

The London riots and demonstrations has resulted in one of the largest business travel disruptions of 2011.

London Riots and Demonstrations

The London riots and demonstrations have come as a complete surprise to many. It is not a unique event and certainly not unique to the UK. The scale, violence, fire and failure of the authorities is often something expected in other countries but the lack of preparedness for destinations like the UK is common and widespread. Therefore, the lack of preparedness and last-minute scramble to respond and the inability to avoid major business travel disruptions are widespread as a result.

Due to the footprint of disruption, many routes and modes of transport have been negatively affected. Simple commute from the airport, trains and ports to planned accommodation options have been altered and continuous review of hazard or threat assessment are required. Furthermore, travel support providers such as taxis, hotels, restaurants, emergency services an other basic amenities have also been affected, to varying degrees.

Travel and risk managers need to immediately identify:

  • Affected areas,
  • Degree of threat,
  • Affected and exposed (inbound and outbound) business travellers,
  • Arrival/departure points,
  • Safe and non-affected areas,
  • Mitigation or eradication options,
  • Cost of implementation,
  • Funds available,
  • Emergency support,
  • Accommodation options,
  • On-going or developing events,
  • Social or non-business activity,
  • Insurance claims and compliance requirements,
  • Cancellation criteria,
  • Resumption of travel criteria,
  • Extended event plans,
  • Travel alternatives (domestic and international)

The London riots have affected multiple support systems related to business and leisure travel. Any leisure travel disruptions will further compound business travel threats such as decreased accommodation options, airport congestion and increased public transport demand. Even simple actions like withdrawing money from an ATM will prove a challenge and compound the hazard/s.

The London riots have had a prolonged affect on UK business travel sector, far greater than the majority of terrorist attacks. Further affects such as planning and preparation for the 2012 Olympics will also contribute to the lingering affects.

A lack of planning and subsequent response capability by businesses could constitute a failure of duty of care, due diligence, corporate social responsibility, workplace health and safety or other related legislation.

Terrorist attacks less of a threat than London riots

With the exception of the Mumbai terrorist attacks, most have limited travel disruption and only affect a narrow band of travellers. Inclusive of the Mumbai terror attack, terrorist attacks typically have clearly defined threat elements (terrorist, bombings, gunfire, etc) whereas the London riots is a constantly changing and unclear threat. Most business travellers will be unprepared for such decision-making demands and lack sufficient experience to make consistent and safe decisions.

Most contemporary business risk management systems focus on location and plausible event threats, then seek to inform or prepare travellers for the best results to mitigate or eliminate the hazards and threats. Therefore, the bulk of business travellers will not be prepared or educated on how to respond in London, with such wide spread disruption and threats. Few will have residual knowledge from information and preparation for such events in other locations, considered more likely to be medium to high risk. Many of the supporting business travel management departments and managers will be equally unprepared and resourced.

A terrorist attack and other similar violent crimes would have a much smaller footprint of disruption, not affected such a wide business travel demographic, not affect business travel support providers so comprehensively or have such a prolonged impact on all exposed.

Routine travel delays, disruptions and changes represent one of the most persistent and probable travel risk management issues.

Travel delay, disruption and changes

Change management and the decision-making involved is one of the most commonly accepted workplace hazard concerns. This is equally relevant to business travel and business travel threats.

The instinctive and guided response of travellers to any delay, disruption or change can significantly affect the outcome of any spontaneous or new hazard as it presents. Particularly when this is the first level of response, before support options and resources can be activated or come into affect.

Travel delays have been triggered due to airport and airline workers unable to get to work, taxi drivers not able to refuel vehicles, hotels and staff overwhelmed, business travellers unprepared and convergence of business and leisure travellers upon all available exit travel nodes.

Access to information, at all levels, the ability to consume and process all the options and explore alternatives is imperative in this and similar travel disruption events. Crisis leadership will succeed more frequently than simple crisis management, to which are dependent upon timely and accurate information from all available resources.

Unfortunately, many will fail to fully understand the gravity of the events, the threats posed and respond or prepare accordingly. While many others exposed will chalk it up to another force majeure or random act that is just part of the rich experience of international travel. Courts, business travellers and peer review increasingly do not share this flippant view.

This scenario and lack of preparedness has been played out numerous times in recent history. Volcanos, volcanic ash affects, Japan’s tsunami, airport closures, airline failure and many others have caught business travellers and managers alike unprepared. This disturbing trend will continue.

Conclusion: London riots threat

You should now see why the London riots have a far greater impact and threat to travellers than you may have originally thought. We have examined the business travel threat posed by the London riots, terrorist attacks and resulting travel delays. You now have a specific plan for this and similar events and the required business travel management and response. This will happen again. Perhaps not in London, perhaps not a city wide demonstration but this kind and scale of business travel disruption event will happen more than once before the end of 2011. Review your plan and make the necessary enhancements now.

Business Travel Tips – How to Pack For A Business Trip

Use these business travel tips pointers to create and plan a stress-free business packing travel plan.

Ladies:

 

  • When you are putting together your clothes for business, experiment with one color instead of all your favorites. This makes it simple for you to combine and present an ideal business persona for your meetings. With a one color-scheme, you will not need to pack multiple pieces of clothing.
  • If you’d like to add a bit of color, you can include a colored shirt or scarf you like (maybe it is your favorite, or it gives you that ‘extra OOMPH’ that you need for self-confidence – or to compliment your look).

 

Tips on packing shoes: As much as shoes are something that some women say they can’t ‘live without,’ pack no more than two or three sets. Make certain you have a set of flats and only one set of high heels in your luggage. If you wear high heels all day and evening long, then during your company trip, when what you want (need) most is to shine, you may be experiencing painful leg and back discomfort.

In addition to sensible shoes, women who travel may want to pack makeup. On a business trip and with makeup – Less is better. Makeup during a business trip really should be minimal so that you present an experienced, knowledgeable and professional look. Foundation, powder, mascara, lip gloss, eye liner, and eye shadow, are a few of the things that you need to consider in packing. Less is more – mascara and lip gloss can go a long way in making a professional looking presentation.

All Travelers:

 

  • Frequent business travelers should make it a habit of packing their bags as soon as they return from a business trip. This way, when they have to travel on short notice, the stress and worry of packing is diminished.
  • Frequent travelers on business really should try to use regional airports instead of major air-ports. Local and small airports are less congested, and then there are fewer security hurdles.
  • When you are on company business, choose the most direct routes instead of the least expensive routes. The least expensive travel arrangements usually make for the longest distance, and this also means you will likely have to use your precious time for traveling and staying in hotels.
  • So, instead of saving money, your cost may actually go up, with the less expensive, less traveled route, Because you’ll make up for the cost with longer flights and maybe even an extra day stay at a hotel – which means more money all the way around (food, cab or car rental,.. ). Consequently, it’s always best to go on a direct flight route to save time and expense, even if you have to fly first class.
  • If you’re able to fly mid-week, you will be happier because you may be able to save money on trip expenses. Traveling on a Monday or Tuesday normally costs more. Take these travel tips into account when you are paying your own personal air flight to help you cut your costs.
  • Also think about the distance from your hotel room to where you are meeting. Have a look on the internet on a map so you see exactly where you’ll be meeting, compared to where you are going to be staying. In case you do not know the local or surrounding area, you might want to stay near a company or civic facility in which your company is holding their business.
  • Business travelers understand how to make the most of the resources offered to travelers specifically on business. Find hotels that focus on the travelling business person. These hotels won’t have amenities for families and neither are they attempting to attract buses of adolescents in route to a camp. When you need to pay attention to business details and not the kids running in the hallway, this will help you find appropriate (and professional) lodging.
  • Packing vital electronic things is likewise one of several business travel tips. In case you are traveling overseas, make certain you are aware of the telecommunications requirements of the country. Make certain you pack a couple of USB memory sticks. You will never know if they may require them.
  • Never pack your laptop inside your luggage. Your laptop may be a pivotal element of your trip. Inside a flight terminal in an unexpected emergency situation, your wireless laptop may be used to adjust reservations so that you can prevent all those long lines for getting your next flight out. You’ll be able to arrange accommodations by automobile or snag just one of the few remaining rooms in hotels in the city straight from the convenience of the seats in the airport terminal.
  • If you plan well, then you can normally just walk to your meeting or hotel, while the people around you are stressed – simply because you knew the way to balance technology plus the need to help yourself out of a situation that could have been a problem.
  • But one way to use your laptop computer to help yourself if there is a situation where the airport terminal is shut all the way down would be the limited electric power of laptop computers. To see your electric battery go lifeless just when you wanted it by far the most is a lot like watching your tire go flat on the freeway because you drove over glass on your way to the meeting.
  • What few people know is that you have open electric-powered outlets in air terminals which are there for cleanup crews. Once you are at the airport – discover exactly where those outlets are. Normally you can find these outlets just underneath the windows that look over the landing strips. If you can secure a seat close to these outlets, it is possible to replenish your laptop computer and maintain your lifeline to everyone you need to.

The Upside to Business Travel

Many people abhor traveling for business, while some only hate it when they are consistently on the road as a road warrior. They frequently miss home, having their own familiar place to stay, and home cooking. Still, there are a number of tips for the business traveler that can make the best of traveling for business.

Free Fun Travel
Traveling for business can also help increase traveling for pleasure. While flying, staying at hotels, and renting cars one can be collecting loyalty points for future use. This means that one can be traveling for fun with the rewards of their business travel. It is a liberating feeling to walk to an airline counter and cash in some points for a trip to anywhere in the world- Vegas for the weekend or take someone special to Paris.

Travel Perks
Being a frequent traveler with the loyalty programs will have you an established elite traveler in no time. Pay attention to the requirements and do what you can to get elite status as soon as you can. The perks are tremendous with free and sometimes unexpected upgrades. Preference in the check-in lines will make a huge difference when you are pressed for time or dog tired at the end of the day. Preference in check-in/check-out times will be a perk you will use often.

Be In The Now
Every major town will have its unique flavor and will have some tourist must sees. See them when you have down time. When you are constantly on the road it will seem enticing to stay in a hotel room and relax to some TV, but when you do this day after day, town after town no wonder burn-out settles in. Get out and explore, get to know the town, it will undoubtedly help your business in that town to know more about it. Try the specialty foods of the area, stay away from national chains. And if you do find that you travel the same cities consistently, then make it your town. Find some favorite places to eat and entertain yourself, then you can actually look forward to visiting again.

Being able to travel for business is a wonderful opportunity and should not be seen as a burden. Changing of the attitude may be as simple as looking to the pluses and not focusing on the negatives of frequent travel.

Do Not Let Business Travel Disrupt Your Fitness

You have your ticket, you are packed, and the airport van is picking you up for your next business trip. Leaving Sunday afternoon and returning Friday evening has become routine over the last couple of years. You ran your errands and spent time with the family. You managed a brief workout early Saturday morning so you could attend the kid’s soccer games and birthday parties. Business travel is difficult. Lately you are feeling your clothes tightening around your waste. It has not gotten to the point of buying new clothes, yet. Ask yourself if this sounds familiar. There are more and more business professionals challenged with stressful jobs compounded by stressful travel. Surely, this takes a toll on the family and personal life[1], but even more important it could be destroying your health. When your health is gone, your family and job is in jeopardy.

Health and fitness for traveling business professionals is a serious concern, “But it is also a source of a variety of stresses, often overlooked or denied by both organizations and travelers themselves. The World Bank, studying its own travelers, discovered that both their physical and mental health-care claims were significantly greater than those of nontravelers.“[2] The typical executive travels 3-5 days per week. They eat ninety-five percent of their meals in airports, restaurants, or fast food establishments. They eat late while entertaining clients. Most of them do not exercise on the road even though gyms are available in hotels. In addition, most traveling business professionals do not get the deep sleep they need. Any medical professional, or fitness expert, will tell you this lifestyle is a recipe for disaster.

There are several resources offering ways to eat right and workout while traveling.[3] Videos abound on exercises you can use while traveling.[4] Still with all this information available, the vast majority of business travelers fail to eat right and workout on the road. Why is this? The problem is more behavior than access to good food and workout facilities. The solution is more education about fitness, not more facilities, workouts, and supplements. People who understand “why” about anything tend to accept and change more than those who do not take the time to understand a subject. Think about this principal. Continuing education is designed to make you more proficient at your job. The more you know and experience the more valuable you become to your employer. Your self-worth and self-esteem increases. This is true when it comes to fitness. The difference is you are your own boss. Here lies the root cause of the problem. If fitness is not a priority in your life, you have too many irons in the fire, you are stretched thin, and now your travel time takes up twenty percent of your waking hours, then you will put fitness on the back burner. The next thing you know you are twenty-five pounds heavier, your body fat percent is nearing obesity, and you have little energy at the end of the workday. At this point, your doctor informs you that your blood pressure is elevating and recommends blood pressure medicine.

A CEO who has all the distractions mentioned earlier recognizes the problem, does not drop everything, and still attacks the specific problem. They would contract a professional, e.g. lawyer, CPA, or consultant to help them filter through all the information and establish a good plan to attack the problem. These professionals allow the CEO to attack the problem while dealing with all the distractions, and still achieve his/her goals. The traveling businessperson should have the same approach to solving their fitness problem. Their professional is a private personal trainer, or fitness consultant.

Private personal trainers have the ability to provide you the right amount of information you need at the time you need it without you spending large amounts of time researching nutrition or exercise routines. They have the ability to assess your current fitness level then design a nutritional and exercise program that works for you. In addition, they can continually assess you, and make changes that will allow you to progress. Good private personal trainers have the ability to council behavior as well as design programs. They hold their clients accountable the same way a CEO uses a consultant to help them maintain accountability for a strategy. In most cases, a private personal trainer is more expensive than a gym personal trainer, but offer services that are more customized and personal. They are normally much less expensive than business consultants. You should consider a private personal trainer as an investment not an expense, the same way a CEO considers a consultant as an investment. So if you are traveling how can a private personal trainer help? You sure are not going to pay them to travel with you. The good news is technology helps to solve this problem.

Today private personal trainers have a wealth of technology available to them to help resolve the two biggest problems preventing fitness while traveling, i.e. education and accountability. Private personal trainers normally have their own web site. This web site provides the tools necessary to help their traveling client. Let us review a few tools that provide a near personal training experience on the road for a fraction of the cost.

 

  1. You have access to articles, other web sites, and educational material on your personal trainer’s web site. Your personal trainer can provide information based on your level of fitness. In other words, they provide the right information at the right time. You are not wasting time.
  2. Your personal trainer can provide a private login on their web site that has all your information, e.g. measurements, training schedule, exercise videos, meal programs, etc. This section of their web site is password protected for your privacy. Google documents offer great tools for this type of interface.
  3. Accountability is available with the use of Google’s calendar and SMS notifications. SMS messages are pre-assigned via the Google calendar for clients. They receive alerts on their phone saying to snack, complete a workout, etc. Business travelers have the ability to respond through SMS text messaging, email, or a phone call letting the trainer know what they have eaten, or that they completed their workout routine. If not contacted the trainer will follow-up. This happens no matter where the business travelers, or the trainer, are in the world.
  4. Clients can sign-up on
  5. It is less than $10.00 per month and offers the ability to track and monitor nutrition, activities, journals, and moods. By providing their trainer access, the trainer can track all activity 24/7. This combines nutrition, exercise, and behavior extremely well. This provides the trainer the information needed to council clients through a variety of virtual techniques, e.g. SMS texting, web site response, email, phone call, or SKYPE.
  6. Skype, Google Video Talk, and other video conferencing tools allow clients to schedule times with their trainer in order for the trainer to view the business traveler’s workout. This is convenient if they are working out in a hotel room.
  7. Finally, it is important to meet at least once a week when possible with your personal trainer face-to-face to celebrate your progress, establish new measurements, and set new goals.

This type of professional and private personal training is available to travelers. One company providing this service is Strategy for Fitness(TM). Overcoming a lack of education and accountability will be a big step to improving your fitness level. These services are an investment in your life. You have someone who is interested in your health and wellness and can counsel you on an ongoing basis no matter where you are. Using technology reduces your overall cost for personal training. Accountability is a powerful motivator. Trainers can hold business travelers accountable through advanced technology services. Do not let excuses become a barrier to improving your fitness while you travel. There are no excuses.

[1] Espino, C, Sundstrom S, Frick H, Jacobs M, Peters, M, “International Business Travel: impact on families and travelers”. Occupational and Environmental Med Medicine. January 11, 2010 .

[2] James Striker, Lennart Dimberg, Bernhard H Liese, “Stress and business travel: Individual, managerial, and corporate concerns”. Journal of Organizational Excellence Vol. 20 Issue 1 pages 3-10. January 11, 2010

Why Sound Business Travel Reporting Matters

For any company that has their employees engage in regular travel, it is important to have a good corporate travel strategy. Part of developing and improving on a corporate travel strategy is solid business travel reporting. Business travel reporting provides the company with details about the cost of travel and how the money is being used. This data not only helps to keep track of expenses but it also can be used to identify areas of waste and inefficiency. When this information is tracked and analyzed it can be used to improve upon your company’s business travel strategy. Using the service of a corporate travel agency is an effective means toward achieving all of these goals.

Due to their experience and their connections in the travel and finance industry, a corporate travel firm will be especially suited to provide these services with the highest degree of detail. A corporate travel agency uses a variety of methods to analyze and track a clients business travel expenses. They can use data from banking and credit card records along with the travel records to identify the most and least efficient travelers in your company. They can help to manage airline data to find which carrier is providing the most business friendly service for the most affordable price and they can help to identify waste and abuse of funds.

A corporate booking agency can also help employers to analyze information in a way that can determine how effectively the employees travel and how well they stick to the itinerary and how closely the individual employees stick to the travel strategy. This can be achieved by referencing the data accumulated from credit cards, expense accounts, airline data, hotel bills and rental information. Once all of the data is collected and analyzed, the corporate travel firm can prepare a complete report. The reports will cover a variety of different areas and will often be accompanied by a written summary of the overall information. Clients can also request specialized reporting from a corporate travel agency. These may be to address an area of concern or to see how a new aspect of the travel strategy is working.

Most business travel agencies recommend that their clients schedule regular meetings with their travel manger to go over the business travel reporting and to find ways to improve the corporate travel strategy. The management of a business should meet with their corporate travel manager at least once a year. In these meetings the travel manager can help the client go over the business travel reporting and understand what all of the data means. The manager will help to identify areas of waste and point out parts of the travel plan that are working well. At this time the client can address their concerns about the travel strategy and work to adjust the business travel strategy. A corporate travel agency can also help their client with a plan for implementing the new strategy and addressing the changes with their staff.

Having the services of a business travel agency is a necessity for any company that engages in regular travel. Having a well thought out strategy will not only save the company money, but it will also make sure that the staff is getting the most out of their trip.